Journal article
Rural consumers’ financial literacy and access to FinTech services
Journal of the Knowledge Economy
2022
Abstract
The study aims to show the impact of financial knowledge among rural consumers’ access to financial technology services. In general, knowledge regarding any particular fact helps consumers to select or reject different options. Therefore, knowledge regarding financial services is considered a factor that influences access to financial technology services. This study carries out a survey-oriented method with a structured questionnaire. According to the data category, this study uses three well-known econometric models: logistic regression, probit regression, and complementary log–log regression, have been experimented. This study finds that knowledge regarding various factors significantly impact on access to financial technology services. Mainly, this study has important practical significance for the use of rural finance and financial technology in rural areas, which affects the entire economy.
Details
- Title
- Rural consumers’ financial literacy and access to FinTech services
- Authors/Creators
- M. Hasan (Author/Creator) - Murdoch UniversityT. Noor (Author/Creator) - University of ManitobaJ. Gao (Author/Creator) - University of VirginiaM. Usman (Author/Creator) - Nanjing Audit UniversityM.Z. Abedin (Author/Creator) - Teesside University
- Publication Details
- Journal of the Knowledge Economy
- Publisher
- Springer
- Identifiers
- 991005545226007891
- Copyright
- © The Author(s), under exclusive licence to Springer Science+Business Media, LLC, part of Springer Nature 2022
- Murdoch Affiliation
- Do not use- Former Murdoch Business School
- Language
- English
- Resource Type
- Journal article
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- Domestic collaboration
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- Citation topics
- 6 Social Sciences
- 6.10 Economics
- 6.10.1076 Retirement Economics
- Web Of Science research areas
- Economics
- ESI research areas
- Economics & Business