Journal article
Supplementary health insurance as a tool for risk-selection in mandatory basic health insurance markets
Health Economics, Policy and Law, Vol.2(02)
2007
Abstract
As the share of supplementary health insurance (SI) in health care finance is likely to grow, SI may become an increasingly attractive tool for risk-selection in basic health insurance (BI). In this paper, we develop a conceptual framework to assess the probability that insurers will use SI for favourable risk-selection in BI. We apply our framework to five countries in which risk-selection via SI is feasible: Belgium, Germany, Israel, the Netherlands, and Switzerland. For each country, we review the available evidence of SI being used as selection device. We find that the probability that SI is and will be used for risk-selection substantially varies across countries. Finally, we discuss several strategies for policy makers to reduce the chance that SI will be used for risk-selection in BI markets.
Details
- Title
- Supplementary health insurance as a tool for risk-selection in mandatory basic health insurance markets
- Authors/Creators
- F. Paolucci (Author/Creator) - Erasmus University RotterdamE. Schut (Author/Creator) - Erasmus University RotterdamK. Beck (Author/Creator) - University of ZurichS. Greß (Author/Creator) - Fulda University of Applied SciencesC. Van de Voorde (Author/Creator) - Catholic University of AmericaI. Zmora (Author/Creator) - Clalit Health Services
- Publication Details
- Health Economics, Policy and Law, Vol.2(02)
- Publisher
- Cambridge University Press
- Identifiers
- 991005543343107891
- Copyright
- © 2006 Cambridge University Press
- Murdoch Affiliation
- Murdoch University
- Language
- English
- Resource Type
- Journal article
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- 1.14 Nursing
- 1.14.364 Healthcare Policy
- Web Of Science research areas
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