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The relationship between personal financial wellness and financial wellbeing: A structural equation modelling approach
Journal article   Peer reviewed

The relationship between personal financial wellness and financial wellbeing: A structural equation modelling approach

P. Gerrans, C. Speelman and G. Campitelli
Journal of Family and Economic Issues, Vol.35(2), pp.145-160
2014
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Abstract

We examined the construct of financial wellness and its relationship to personal wellbeing, with a focus on the role of financial literacy. Gender comparisons are made using a structural equation modeling analysis including personal wellbeing, financial satisfaction, financial status, financial behavior, financial attitude, and financial knowledge. Males ranked higher in financial satisfaction and financial knowledge whereas females ranked higher in personal wellbeing. Joo’s (2008) concept of financial wellness as multidimensional is supported though the result is improved when a causal model of sub-components is estimated. The relationship of all variables to personal wellbeing is mediated by financial satisfaction, with gender differences: In females the main source of financial satisfaction is financial status whereas in males it is financial knowledge.

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UN Sustainable Development Goals (SDGs)

This output has contributed to the advancement of the following goals:

#1 No Poverty
#3 Good Health and Well-Being
#10 Reduced Inequalities

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