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University attendance moderates the link between financial norms and healthy financial behavior for Australian young adults
Journal article   Peer reviewed

University attendance moderates the link between financial norms and healthy financial behavior for Australian young adults

S.J. Watson and B.L. Barber
Journal of Family and Economic Issues, Vol.38, pp.238-248
2017
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Abstract

Young adults’ perceptions are important indicators of adulthood, particularly perceived financial independence. Pathways chosen after high school present opportunities to develop a mature financial skillset, with some pathways more promotive of independence than others. Associations between parent and peer financial norms and young adults’ financial behavior were compared for Australian young adults who were studying and those who were working. Parental injunctive norms most strongly predicted students’ healthy financial behavior, whereas parental descriptive norms most strongly predicted employed young adults’ healthy financial behavior. Although peer descriptive norms predicted both groups’ financial behaviors, the role of parents was stronger overall. The findings demonstrate differences in financial socialization for young adults on different pathways after high school and account for delays in developing financial independence for some during young adulthood.

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UN Sustainable Development Goals (SDGs)

This output has contributed to the advancement of the following goals:

#1 No Poverty
#3 Good Health and Well-Being
#10 Reduced Inequalities

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Collaboration types
Domestic collaboration
Citation topics
6 Social Sciences
6.10 Economics
6.10.1076 Retirement Economics
Web Of Science research areas
Economics
Family Studies
ESI research areas
Economics & Business
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